Home / Futures Prop Firms / Topstep

Topstep Review 2026

Futures prop firm · 1-Step evaluation

★ 4.5 · 15,000 reviewsCEO: Michael PatakUSFounded 2012✔ Trustpilot 4.4

Discount via our link

Topstep discounts apply automatically through our link — no public code needed. Offers vary by Combine path.

Get Deal →

Overview Challenges 3 Reviews 15,000 Coupons 1 Payouts

AI Summary

Topstep is one of the oldest US futures prop firms (since 2012), using a one-step Trading Combine with a trailing drawdown. It offers a 100% split on the first $10K then 90%, on-demand payouts, and a strong reputation. Best for traders who value track record and flexible payouts.

Topstep Trader Ratings

4.5out of 5
15,000 reviews

5★11,400

4★1,950

3★450

2★150

1★1,050

Aggregate of Trustpilot and community feedback for Topstep, weighted by payout reliability and rule fairness.

Read all 15,000 reviews →

Firm Overview Instruments & Assets Programs Leverage Commissions Consistency Rules Firm Rules Challenges Payout Policy Restricted Countries Available Countries

Firm Overview

Evaluation type1-Step

Broker / dataRithmic, Tradovate

Profit split100% first $10K then 90%

Drawdown typetrailing

Payment methodsCard

Payout methodsWISE, ACH

Max funded accounts5

Instruments & Assets

InstrumentsFutures & micros

AssetsIndices, Energy, Metals, Agriculture

Platforms

NinjaTraderTradovateTradingViewQuantower

Topstep Programs & Account Types

Account and program variants offered by Topstep — how drawdown, consistency and payouts differ.

Program	Drawdown	Consistency	Payout	Notes
Express Funded Account	Trailing	None	On-demand	1-Step evaluation with no consistency rule on funded accounts.

Leverage — Account Sizes & Contracts

Account	Price/mo	Profit target	Drawdown	Contracts
$50,000	$49	$3000	$2000	5 minis / 50 micros
$100,000	$99	$6000	$3000	10 minis / 100 micros
$150,000	$149	$9000	$4500	15 minis / 150 micros

Commissions

Approx $4.00 per round-turn per contract; micros ~$1.14 (Topstep data feed included).

Consistency Rules

Consistency ruleNone on funded (Express)

Firm Rules

Evaluation & Profit Target +

Topstep offers a 1-Step Evaluation. Traders must reach a specified profit target to pass the evaluation.

Drawdown / Max Loss +

The drawdown is trailing. This means the maximum allowable loss level trails the highest achieved account balance, including open profit, and does not reset.

Consistency Rule +

There is no consistency rule applied to funded accounts (Express Funded Account).

News Trading +

News trading is permitted during the evaluation and in funded accounts.

Prohibited / Restricted Strategies +

High-frequency trading (HFT) and algorithmic trading are not permitted during the evaluation. Hedging across multiple accounts is not allowed. Scalping is permitted.

Scaling / Contract & Position Limits +

Traders are subject to contract and position limits based on their account size and performance. These limits define the maximum number of contracts that can be traded simultaneously.

Payout & Withdrawal +

Traders retain 100% of their first $10,000 in profits, then 90% thereafter. The first payout can be requested after 5 winning trading days, with no minimum payout amount. Payouts are available on-demand.

Challenges

Topstep offers 3 evaluation account sizes from $50,000 to $150,000, from $49/mo. See all challenges & pricing →

Exclusive tool

Topstep Challenge Cost Calculator

Estimate true cost to a first payout, after coupon.

Account size Coupon discount Months to pass + payout (est.)

—1st month (after coupon)

—Total eval cost

—Profit target

—Target ÷ cost

Payout Policy

First payout after5 winning days

Min payout$0 min

FrequencyOn-demand

Split100% first $10K then 90%

Restricted Countries

Restricted / sanctioned regions:

🚫 Cuba🚫 Iran🚫 North Korea🚫 Syria

Where Topstep Is Available

Topstep accepts traders from most countries — only sanctioned regions are excluded. See our dedicated prop-firm guides for these markets:

🇦🇺 Australia →🇨🇦 Canada →🇮🇳 India →🇬🇧 United Kingdom →🇺🇸 United States →

Pros

Long track record (since 2012)
On-demand payouts
100%→90% split
Beginner-friendly education

Cons

Trailing drawdown on eval
Pricier than budget firms

8.2

/10

Verdict

A trusted, established futures firm. Great payouts and reputation; watch the trailing drawdown on the Combine.

Get Topstep Deal →

Written by

Ava Nguyen · Copywriter, Geo & Platforms

Updated August 2026 · Fact-checked by Grace Holloway