⚡ Futures

Prop Firm Payout Calculator

See exactly what you take home from a funded account after the profit split, 100%-payout tiers, consistency rules and minimum-withdrawal thresholds — with real terms for 22 futures firms.

$0Your take-home
0%Effective split
$0Firm’s cut
—Min profitable days
—Max from best day

Pick a firm to prefill its real split, 100%-payout tier and any minimum withdrawal, or enter your own numbers. Apex pays 100% on your first $25K of profit (then 90%); Topstep pays 100% on the first $10K. The consistency field shows how many profitable days you need so no single day breaches the cap.

What actually decides your take-home

The advertised profit split is only the start. Three other terms quietly change what lands in your account:

  • 100%-payout tiers — Apex pays you 100% on the first $25K of profit, Topstep on the first $10K, before the standard split kicks in. That materially raises your effective split on early payouts.
  • Consistency rules — a cap (often 30–50%) on how much of your profit can come from one day. It forces you to spread gains across multiple days before you can withdraw.
  • Minimum withdrawal — some firms won’t release a payout until it clears a floor ($200–$500). Below that you keep trading.

Prefill any firm above to load its real terms, then adjust the profit to model your own scenario. A big split means little if a consistency rule or minimum keeps your money locked — which is why we pair this with the Payout Reliability Index that scores who actually pays, and how fast.

Payout calculator FAQ

How much do I actually keep from a prop firm payout?
You keep your profit split — typically 80–90% at futures firms, and 100% on the first tier at some. Apex pays 100% on your first $25,000 of profit and 90% after that; Topstep pays 100% on the first $10,000. Enter your profit and split above and the calculator returns your exact take-home, the firm’s cut and your effective split percentage.
What is a consistency rule and how does it affect my payout?
A consistency rule caps how much of your total profit can come from a single day — commonly 30–50%. If the cap is 30%, no one day may exceed 30% of your profit, so you need at least four profitable days to withdraw. Break the rule and the payout can be delayed or denied. The calculator shows the minimum profitable days and the maximum you can make on your best day.
Is there a minimum before I can withdraw?
Some firms set a minimum withdrawal — for example $500 at Apex, Top One, Lucid and FuturesElite, or $200 at Funded Futures Family. If your payout is below that threshold you have to keep trading until you clear it. Select a firm above and the tool flags this automatically.
Does a higher profit split always mean more money?
Not always. A 90% split with a strict consistency rule and a high minimum can pay out slower than an 80% split with looser terms. Payout reliability and speed matter as much as the headline percentage — check who actually pays on our Payout Reliability Index before choosing on split alone.

More tools

Price your entry with the challenge cost calculator · size risk with the position size & drawdown calculator · see who pays fastest on the Payout Index · compare the field on best futures prop firms.

Split, tier and minimum terms reflect current published firm policies and are updated regularly; always confirm live terms with the firm. Prop firm accounts are simulated funded-account programs. Educational information, not financial advice.