MyFundedFutures vs Topstep: Which Futures Prop Firm Wins in 2026?
A data-driven head-to-head on price, drawdown, profit split, payouts and platforms.
If you're comparing MyFundedFutures vs Topstep, you're weighing two futures prop firms that both trade futures and micros but take different routes to funding. MyFundedFutures is the fast-rising 2023 firm with a near-perfect Trustpilot and a beginner-friendly end-of-day drawdown. Topstep is one of the most established names in the space, funding traders since 2012 with on-demand payouts.
Both are worth a look, but they diverge on price, drawdown style, profit split and track record. Below we break MyFundedFutures and Topstep down head-to-head so you can pick the one that fits your capital and style.
| Metric | MyFundedFutures | Topstep |
|---|---|---|
| Our score | 8.6/10 | 8.2/10 |
| Trustpilot | 4.9 | 4.4 |
| Founded | 2023 | 2012 |
| Evaluation | 1-Step (Pro / Rapid / Flex / Builder) | 1-Step |
| Drawdown | eod (Pro) / intraday (Flex) | trailing |
| Profit split | Up to 90% | 100% first $10K then 90% |
| Consistency rule | 50% during challenge; none on funded | None on funded (Express) |
| First payout | — | 5 winning days |
| Max allocation | $150K | $150K |
| Round-turn commission | Broker-rate commissions (Tradovate/NinjaTrader) | Approx $4.00 per round-turn per contract |
| Platforms | 7 supported | 4 supported |
MyFundedFutures vs Topstep: evaluation model
MyFundedFutures runs a 1-Step (Pro / Rapid / Flex / Builder) model. Topstep runs a 1-Step model, and lets you run up to 5 accounts at once. Both are one-step at heart, so you're funded after clearing a single target under the firm's risk rules — the difference is in those rules, which we cover next.
Pricing & commissions
MyFundedFutures charges Broker-rate commissions (Tradovate/NinjaTrader). Topstep charges Approx $4.00 per round-turn per contract. Always check each firm's coupons page for the live discount before you buy.
Drawdown & risk rules
This is the key risk difference. Topstep uses a stricter trailing drawdown that follows your peak balance up, so a mid-trade dip can breach it. MyFundedFutures uses a more forgiving end-of-day drawdown that only settles at the close, giving you more intraday room. On consistency, MyFundedFutures applies: 50% during challenge; none on funded. Topstep applies: None on funded (Express).
Profit split & payouts
MyFundedFutures pays Up to 90%. Topstep pays 100% first $10K then 90%, with a first payout after 5 winning days. On the split, Topstep has the edge. For anyone planning to withdraw serious profit, the split and payout cadence are worth reading in full on each firm's payouts page.
Trading platforms
MyFundedFutures supports NinjaTrader, Tradovate, TradingView, Quantower and more; Topstep supports NinjaTrader, Tradovate, TradingView, Quantower and more. MyFundedFutures gives you more charting choice (7 vs 4). Both handle order-flow trading, so platform choice is rarely the deciding factor here.
Who should choose which?
- Excellent Trustpilot rating (4.9)
- Multiple plan types (Pro/Rapid/Flex/Builder)
- EOD drawdown on Pro
- Long track record (since 2012)
- On-demand payouts
- 100%→90% split
Want the full breakdown? Read our MyFundedFutures review and Topstep review, or grab the latest MyFundedFutures coupon codes.
Verdict — MyFundedFutures wins overall
MyFundedFutures wins overall (score 8.6 vs 8.2) on wider platform choice, a more forgiving drawdown, stronger reviews. Topstep is still a strong pick if you value a longer track record.
FAQ
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